Medical malpractice insurance is facing new challenges related to the use of artificial intelligence in healthcare.[5] The main legal issues include the lack of patient consent, the lack of clarity about whether doctors verify algorithm outputs, and whether such verification helps at all.[5] Insurers must decide whether to cover doctors who do or do not follow AI recommendations, and whether to reimburse more expensive services when AI recommends cheaper solutions.[3] Current legal norms incentivize physicians to follow the standard care procedure regardless of AI recommendations, thereby using AI only as confirmatory tools.[3] Insurers and healthcare facilities must work together to balance innovation with risk management and transparency.[2] Legislation at the state level is evolving and creating new avenues for AI-related lawsuits, expanding legal liability for all companies using AI solutions.[4]